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*Interest earning checking accounts have an Annual Percentage Yield (APY) of 0.10%. The rate may change after the account is opened. APY is accurate as of 6/21/10. Fees could reduce earnings. The minimum balance to open an account is $50. Customers with a current checking account, or who transfer funds from an existing WesBanco deposit account, are not eligible for the bonus. Debit card purchases: You must make twenty debit card transactions in 90 days of account opening to earn $50 bonus. Refer a friend: $25 bonus will be credited to account after referred friend opens checking account. One of the following must be chosen in order to earn $50 bonus and debit card sign up is required. Direct deposit: Bonus will be paid after the second recurring direct deposit of at least $100 is credited within 90 days of account opening. E-statements: Bonus will be paid after signing up for e-statements within 90 days of account opening. Valid e-mail address is required to receive the bonus. All bonuses are subject to change without notice and limited to one per customer. Customers that have received a new account opening or debit card usage bonus on any previous WesBanco checking account are not eligible for this offer. Employees are not eligible for bonus. Offer valid through August 31, 2010.

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Transaction Account Guarantee Program

WesBanco is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

Please see Banking Center Management or Personal Banker for details.

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