Home building loans from WesBanco.

Home Building & Renovation Loans

Bring your designs to life with home construction financing from WesBanco

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Apply for a mortgage to build a home or renovate your house

Building a new home, or doing major renovations on a house are great ways to make your dream home a reality. Knowing how you will finance the construction is a critical first step in the process. While you’re researching local builders and contractors, compare home building loan options as well. WesBanco New Construction and Renovation Programs offer a mortgage to build a home or construction loans for a remodel and feature low down payment options and flexible payment terms during the process. But most of all, we provide guidance and advice to help make the home building process smooth. Learn more about our options for home construction financing below.

Construction-to-Permanent Loans

Streamlined construction to permanent financing to build your dream home. It’s like two loans in one! WesBanco offers up to 12 months for construction with interest-only payments that converts to permanent financing.

  • Competitive rates and terms - down payments as low as 5%*
  • Interest charged only on the outstanding balance during construction
  • Interest rate locked during the construction period
  • Purchase or payoff the lot at closing
  • Available as a jumbo mortgage
  • Loan types: 5/1 ARM, 7/1 ARM, 10/1 ARM, 15/1 ARM or a fixed rate

Land-Only Loans

You can purchase land now and then build equity until you decide to build.

  • Competitive rates
  • Outstanding balance can be wrapped into your home construction financing when you’re ready to build
  • Loan type: 5/1 ARM

Construction Loans for Remodeling

Our in-house renovation loan helps you purchase or refinance your home and remodel at the same time. With the Purchase & Renovate Program you can have your home and remodel it too, all in one easy step!

  • Up to 95% LTV financing, with private mortgage insurance
  • Up to 6 months to complete improvements
  • Lower "interest only" payments during the remodeling
  • One easy closing

If you are updating a home you currently own, we also offer home equity lines of credit which can be leveraged to fund home improvement projects.

Start work on your house with a renovation or construction loan

Recommendations from friends, on-line reviews, site visits to model homes can all be helpful in the process of choosing the right builder for your needs. Let WesBanco help you with the home construction financing as you build or renovate. Knowing you have your mortgage to build a home (or renovate that fixer upper) allows you to focus on the home styles, floor plans, and material details, and be more involved in designing and building the perfect space for your family.

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*Loan-to-Values over 80% are subject to approval of Private Mortgage Insurance.

For all customer service needs, including a lost or stolen debit card, please click the CUSTOMER SERVICE tab above or contact us at
1 (800) 905-9043.

WesBanco Bank, Inc. is a Member FDIC