A+ Student Checking Account | Personal Checking | WesBanco

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A+ Student Checking

One student checking account that nurtures financial well-being at every age.

Our A+ Student Checking account is designed to set a solid foundation and grow with students throughout their financial journey. Available starting at age 8, this kids checking account provides parents and students everything they need to manage money—from debit cards for kids and teens with parental debit card controls to joint parent/teen Online and Mobile Banking access. Plus, you’ll find financial literacy resources for all ages because it’s all about learning.

Once younger students grow into responsible teens, they’ll gain even more student banking features to help empower their financial future. The account grows with them, providing kids (ages 8-12) and teens/young adults (ages 13-24) access to a checking account, while still giving parents valuable oversight with tools and resources that adapt to the changing needs of students at every age. It takes some time to learn how to manage your own money. That’s why our student checking account has no overdraft option or fees and keeps you from spending more than you have.

Must be 18 years or older to open this account online. Adults may open this account online and add child as a joint account owner after application at a local branch. Children 8 to 17 need an adult as joint account holder.

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A+ Student Checking includes:

  • Initial deposit of $1 to open account
  • No minimum balance or overdraft fees
  • Parent/Kid debit card with parental controls
  • Joint Parent/Teen Online & Mobile Banking (ages 13-24)3
  • Free online statement delivery with eStatements (*Monthly Paper Statement Fee is $4)2
  • Financial literacy resources for all ages

One Student Banking Account, Two Online Experiences

With our A+ Student Checking account, parents and students ages 13-24 have joint access to account controls. This is easily managed with our Mobile & Online Banking tools.

Parents and Guardians –
Monitor account activity and help conduct everyday banking in your student’s online account or through the WesBanco Mobile app. You’ll also get access to your teen’s debit card controls and financial literacy resources.

Students –
Get access to the same account in the WesBanco Mobile app or online account for a seamless banking and learning experience.

Kids’ Checking Account for Students Ages 8-12

Our kids’ checking account is ideal for students ages 8-12 and their parents. Enjoy the best experience for learning and teaching money management with the help of our A+ Student Checking account features like:

  • No overdraft fees
  • Parent Online & Mobile Banking access
  • Student debit card with parental debit card controls
  • Financial literacy tools & resources

Teen & College Checking Account for Students Ages 13-24

Students ages 13-24 get access to additional student banking features as they gain more independence. Once students reach 13 years of age or older, parents can grant access to Online & Mobile Banking3. From first jobs to the first trip to the grocery store, these tools help teens and young adults manage their own bank account – building financial responsibility and confidence while still giving parents valuable oversight:

  • No overdraft fees
  • Joint Parent/Student Online & Mobile Banking access
  • Teen debit card with joint parent/teen debit card controls
  • Send and receive money with Zelle®1
  • Mobile Deposit checks with your smartphone
  • Build and monitor your credit with our Credit Score feature
  • Financial literacy tools & resources
  • Automatic account conversion to WesBanco One Account, our premier checking offering, once student reaches 24 years of age

Manage Student Banking Online 

Online and Mobile Banking for our student checking account makes it easy to manage finances—from your bedroom to your dorm room. Students or parents can also use Online Banking to sign up for eStatements within 60 days of account opening to avoid the $4 monthly paper statement fee. Parents or teens with bank account access can opt into eStatement delivery at any time, but you must be an Online Banking customer to sign up for eStatements.

Manage your kid’s banking your way with our Online & Mobile Banking. Parents control the everyday banking within Online and Mobile Banking:

  • Keep track of balances and set account alerts
  • Manage kid’s debit card spending with parental debit card controls
  • Set up recurring transfers to your kid’s account to make easy allowance or chore payments

Teens and older students with bank accounts can:

  • Enjoy full access to Online and Mobile Banking
  • Send and receive money from friends and family via text or email with Zelle®1
  • Pay bills and transfer funds between accounts
  • Deposit checks to your account with Mobile Deposit using your smartphone
  • Make contactless payments using your smartphone with Mobile Wallet
  • Build and monitor your credit with Credit Score

Teachable Money Moments for Young Spenders & Savers

Financial Education Tools for Students of All Ages

  • Budget Better & Save Smarter art

    Budget Better & Save Smarter

    Sticking to a budget and saving for the future are two of the most important money management tips. These interactive resources, like our savings calculator, can teach you the importance of setting goals for the future.

  • Money Management 101 art

    Money Management 101

    Opening a bank account is the first step to owning your finances. Good money habits start with learning how a checking account works, budgeting for wants and staying secure.

  • Using Credit Responsibly art

    Using Credit Responsibly

    With careful planning and the right resources, credit can be a powerful tool. Learn how to build credit, use credit cards responsibly and break down your credit score.

  • Banking in a Digital World art

    Banking in a Digital World

    Digital banking is growing fast, so make sure you’re up to speed with the online and mobile tools that will help you save for your next purchase. From depositing your paycheck from your smartphone to sending money to friends, let’s explore the world of digital banking.

  • College Bound Basics art

    College Bound Basics

    Tuition isn’t the only thing you’ll need to budget for when heading off to college. Learn how to apply for student loans and manage your everyday expenses while becoming more independent in the process.

  • Tips for Educating Young Spenders art

    Tips for Educating Young Spenders

    This section is geared for the parents. Good money habits start at home. Our resources can help you teach responsible money management, so you can prepare your child for all of life’s financial chapters.

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Get More Out of Your Deposit Account

Jump-start your account setup and learn more about convenient, account-related services—everything from enrolling in our full suite of Digital Banking services like Online and Mobile Banking, Bill Pay and Zelle®, to setting up Direct Deposit, eStatements and so much more!

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