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Certificates of Deposit (CDs)
Consider certificates of deposit for flexible, long-term savings opportunities.
CDs provide an opportunity to grow your savings, undisturbed, over a set period of time. The limited-withdrawal structure of CDs creates a long-term savings option, locking in your funds at a higher interest rate so they continue to grow over time, and making your hard-earned money work even harder. Choose the CD term length that works best for your savings goals.
Visit your local banking center or see below for current 7-Month term CD and rate information.
Find a Location7-Month Term CD Special
WesBanco’s CD Account options allow you to maximize your savings. CD’s can offer a better option for long-term yield than a traditional savings account. Grow your savings and lock-in a special rate today! See rate tiers below:
| Term | APY | Requirements | How to Open |
| 7-Month | 3.50% | $1,000 min. balance requirement to open | Apply Online |
| 7-Month | 4.00% | $1,000 – $24,999 in new money to WesBanco and have an active WesBanco checking account |
Open in Branch |
| 7-Month | 4.15% | $25,000-$49,999 in new money to WesBanco and have an active WesBanco checking account | Open in Branch |
| 7-Month | 4.25% | Above $50,000 in new money to WesBanco and have an active WesBanco checking account | Open in Branch |
CD Terms
Available in term increments from 3-60 months, funds are deposited and remain in the account untouched until the term is up, earning a fixed-rate of interest. Generally, the longer you are able to leave funds, the higher your interest rate.
Long-term, Interest-Bearing Accounts
CDs are a great option for long-term savings and offer a guaranteed rate of return that’s typically higher than regular savings accounts. They offer a safe, low risk solution, with CD interest rates guaranteed through the length of the term. CDs are also FDIC insured up to the applicable limits.
NOTE: Because certificates of deposit are designed for long-term savings, there is a penalty for early withdrawal, so make sure you’re comfortable leaving your deposit amount untouched for the length of your chosen CD term.
Automatic renewals
Your certificate of deposit will automatically renew at the end of the term, unless you tell us otherwise. You will get a maturity notice in advance so you can decide if you would rather redeem your CD funds or even look for another term option.
Visit your local banking center or call us at 800-905-9043 for current CD and rate information.
Want to learn more about CDs and other interest-bearing accounts?
Check out these resources from WesBanco:
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Certificate of Deposit: How Do CD Accounts Work?
A certificate of deposit (CD) allows you to earn high interest rates by agreeing to leave money in the bank for a specified amount of time.
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Savings Accounts: What is a Savings Account?
Whether you want to learn more about the types of savings accounts, or you're not sure how to open a savings account, WesBanco is here to help.
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Portfolio Building
As logical as it might seem to look for the perfect stock, bond, or mutual fund and make it your investment of choice, that’s not the best approach to meeting your financial goals. No single investment, or type of investments, provides a strong return year in and year out.
Find a Location Near You!
WesBanco operates branches and offices in 8 states. Over the past decade, we have built a national reputation as a safe, sound and profitable bank holding company that always strives to do better by its customers.
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